# llms.txt for Futuro Expenses

# Site Information
Site: https://futuro.undash-cop.com
Description: AI-powered expense tracking and personal finance app for India. Track spending in INR, GST-ready reports, RBI & DPDPA compliant.

# Main Sections
- Home: https://futuro.undash-cop.com/
- Features: https://futuro.undash-cop.com/features
- Pricing: https://futuro.undash-cop.com/pricing
- About: https://futuro.undash-cop.com/about
- Calculators: https://futuro.undash-cop.com/calculators

# Financial Calculators (37 calculators available)
All calculators are available at: https://futuro.undash-cop.com/calculators/{calculator-id}

Calculator List:
1. Gold / Silver / Platinum Calculator - Calculate jewelry purchase cost with making charges, wastage charges, and GST
2. Income Tax Calculator - Calculate income tax liability for FY 2024-25 (AY 2025-26) with old and new tax regimes
3. Gratuity Calculator - Calculate gratuity amount as per Payment of Gratuity Act, 1972
4. Home Loan EMI Calculator - Calculate home loan EMI, total interest, and total amount payable
5. Car Loan EMI Calculator - Calculate car loan EMI and find the best loan option
6. EMI Calculator - Calculate EMI on loans (home loan, car loan, personal loan)
7. Personal Loan EMI Calculator - Calculate EMI for personal loans
8. SIP Calculator - Calculate returns on Systematic Investment Plan (SIP) investments
9. Lumpsum Calculator - Calculate returns on one-time lump sum investments
10. PPF Calculator - Calculate returns on Public Provident Fund (PPF) investments
11. Fixed Deposit (FD) Calculator - Calculate returns on fixed deposit investments
12. Recurring Deposit (RD) Calculator - Calculate returns on recurring deposit investments
13. EPF Calculator - Calculate Employee Provident Fund (EPF) balance and returns
14. Retirement Calculator - Calculate how much you need to save for retirement
15. HRA Calculator - Calculate House Rent Allowance (HRA) exemption under Section 10(13A)
16. CAGR Calculator - Calculate Compound Annual Growth Rate (CAGR) for investments
17. Simple Interest Calculator - Calculate simple interest on loans and savings
18. Compound Interest Calculator - Calculate compound interest and see how money grows
19. SWP Calculator - Calculate returns on Systematic Withdrawal Plan (SWP) investments
20. Mutual Fund Returns Calculator - Calculate returns on mutual fund investments
21. SSY Calculator - Calculate returns on Sukanya Samriddhi Yojana (SSY) investments
22. NPS Calculator - Calculate returns on National Pension Scheme (NPS) investments
23. NSC Calculator - Calculate returns on National Savings Certificate (NSC) investments
24. Step Up SIP Calculator - Calculate SIP returns with yearly increase in investment
25. APY Calculator - Calculate returns on Atal Pension Yojana (APY) for guaranteed pension
26. GST Calculator - Calculate GST amount and total price including or excluding GST
27. Brokerage Calculator - Calculate brokerage and other charges for stock orders
28. Margin Calculator - Calculate margin required for delivery and intraday trading
29. TDS Calculator - Calculate TDS deductions on salary and other income
30. Salary Calculator - Calculate net take home salary after all deductions
31. Inflation Calculator - Calculate inflation adjusted prices and purchasing power
32. Post Office MIS Calculator - Calculate returns on Post Office Monthly Income Scheme
33. SCSS Calculator - Calculate returns on Senior Citizens Savings Scheme (SCSS)
34. Stock Average Calculator - Calculate average price of stock investments
35. XIRR Calculator - Calculate Extended Internal Rate of Return (XIRR) for investments
36. Discount Calculator - Calculate discounts on products and services
37. Currency Converter - Convert between currencies using real-time exchange rates

# API Endpoints
- Backend API: https://futuro-api.undash-cop.com
- Currency Rates API: /api/calculators/currency-rates
- Tax Calculation API: /api/calculators/tax-calculate
- Tax Config API: /api/calculators/tax-config
- Metal Prices API: /api/v3/metals/prices

# Sitemap
Sitemap: https://futuro.undash-cop.com/sitemap.xml

# Robots
Robots: https://futuro.undash-cop.com/robots.txt

# Technology Stack
- Framework: Next.js 16+ (App Router)
- React: 19
- TypeScript: 5+
- Styling: Tailwind CSS v4
- Charts: Recharts
- Authentication: Keycloak.js

# Key Features
- Expense tracking in INR
- GST-ready reports
- RBI & DPDPA compliant
- AI-powered insights
- Budget management
- Goal setting
- Financial calculators
- Tax planning tools

# Contact & Support
- Support: https://futuro.undash-cop.com/support
- Privacy Policy: https://futuro.undash-cop.com/privacy
- Terms: https://futuro.undash-cop.com/terms