Back to Calculators
Fixed Deposit (FD) Calculator
Calculate returns on your fixed deposit investments with different compounding frequencies
Calculate Your Returns
₹
%
Yr
Maturity amount
₹1,41,478
Estimated returns
₹41,478
Investment amount
₹1,00,000
FD Growth Over Time
Investment Amount
₹1,00,000
Maturity Amount
₹1,41,478
Returns Breakdown
Investment Amount₹1,00,000
Estimated Returns (Gross)₹41,478
Post-Tax Returns₹41,478
Post-Tax Maturity Amount₹1,41,478
Returns as % of Investment41.48%
Effective Annual Rate7.19% p.a.
Fixed Deposit Features
Benefits:
- • Safe and secure investment with guaranteed returns
- • Higher interest rates for senior citizens (60+ years)
- • Flexible tenure options (7 days to 10 years)
- • Multiple compounding frequencies available
- • Loan facility available against FD
Interest Payout Options:
- • Cumulative: Interest compounded and paid at maturity (highest returns)
- • Monthly: Interest paid monthly to your account
- • Quarterly: Interest paid every 3 months
TDS Rules:
- • Regular: 10% TDS if annual interest exceeds ₹40,000
- • Senior Citizens: 10% TDS if annual interest exceeds ₹50,000
- • Submit Form 15G/15H to avoid TDS if income below taxable limit
Disclaimer: This calculator is for estimation purposes only. Results are approximate and may vary from actual values. Please consult with a financial advisor for personalized advice.