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PPF Calculator
Calculate returns on your Public Provident Fund (PPF) investments with tax benefits
Calculate Your Returns
₹
%
Yr
Total invested
₹22,50,000
Maturity amount
₹40,68,209
Estimated returns
₹18,18,209
PPF Growth Over Time
Total Invested
₹22,50,000
Maturity Amount
₹40,68,209
Returns Breakdown
Total Invested₹22,50,000
Estimated Returns₹18,18,209
Maturity Amount₹40,68,209
Returns as % of Invested80.81%
Annual Interest Rate7.10% p.a.
PPF Benefits & Features
Tax Benefits:
- • Tax deduction under Section 80C (up to ₹1.5 lakh per year)
- • Tax-free interest earned
- • Tax-free maturity amount
- • EEE (Exempt-Exempt-Exempt) tax status
Key Features:
- • Minimum investment: ₹500 per year
- • Maximum investment: ₹1,50,000 per year
- • Lock-in period: 15 years (can be extended in blocks of 5 years)
- • Government-backed, safe investment
- • Interest compounded annually
- • Can make up to 12 contributions per year
Important Notes:
- • Interest rate is set by the government quarterly
- • Partial withdrawals allowed after 7 years (subject to conditions)
- • Loan facility available from 3rd to 6th year
- • Account can be extended indefinitely after 15 years
Disclaimer: This calculator is for estimation purposes only. Results are approximate and may vary from actual values. Please consult with a financial advisor for personalized advice.