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SSY Calculator
Calculate returns on Sukanya Samriddhi Yojana (SSY) investments for your daughter's future
Calculate Your Returns
₹
%
Yr
Maturity amount
₹83,78,761
Estimated returns
₹52,28,761
Total invested
₹31,50,000
SSY Growth Over Time
Total Invested
₹31,50,000
Maturity Value
₹83,78,761
Returns Breakdown
Annual Investment₹1,50,000
Investment Period21 years
Interest Rate (p.a)8.20%
Total Invested₹31,50,000
Estimated Returns₹52,28,761
Return Percentage165.99%
Maturity Amount₹83,78,761
SSY Benefits & Features
Tax Benefits:
- • Contributions eligible for Section 80C deduction (up to ₹1.5 lakh)
- • Interest earned is completely tax-free
- • Maturity amount is completely tax-free
- • Triple tax benefit: EEE (Exempt-Exempt-Exempt)
Key Features:
- • Eligibility: Girl child below 10 years
- • Investment Range: ₹250 to ₹1,50,000 per year
- • Lock-in Period: Until girl turns 21 or marriage (whichever earlier)
- • Interest Rate: Currently 8.2% p.a (reviewed quarterly)
- • Compounding: Annual compounding
- • Maximum Period: 21 years from account opening
Important Notes:
- • Account can be opened at any post office or authorized bank
- • Minimum one deposit per year required (can deposit multiple times)
- • Partial withdrawal allowed after girl turns 18 (up to 50% for education/marriage)
- • Account can be transferred between post offices/banks
- • Government-backed scheme with guaranteed returns
- • Interest rate is reviewed and announced quarterly by government
Disclaimer: This calculator is for estimation purposes only. Results are approximate and may vary from actual values. Please consult with a financial advisor for personalized advice.